It is extremely important to keep track of your credit.
There could be mistakes, open accounts you are unaware of, and a variety of other ills that negatively affect your credit and therefore your chances to make large purchases like a home or car. You can obtain a free credit report once every 12 months. The three nationwide consumer credit reporting companies, Equifax, Experian and TransUnion, have teamed to provide a secure way to do so.
To request your report:
877.322.8228
www.AnnualCreditReport.com
Good credit equals big savings with lower interest rates on loans. Raise yours by following these steps:
1. Pay all bills on time
2. Keep balances low, and pay more than the minimum due
3. Don't apply for credit cards too often
4. Avoid moving balances from card to card
5. Check your credit report regularly
6. Don't fall for quick-fix deals
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